Welcome to Lodgepole Insurance Services

home in the woods

In a quiet corner of the mountains, where the bustling city seems far away and there is the reassuring embrace of nature, a small group of neighbors shared a lifestyle and a dream. Among them were the founders of what would become Lodgepole Insurance Services.

Life next to nature was everything they had hoped for, but it wasn't long before they recognized a growing problem. As wildfire risks increased, they saw friends and neighbors grappling with canceled insurance policies, left vulnerable in the place they loved most.

The founders, themselves residents of wildfire country and with a background in insurance, couldn't stand idly by. They knew the system was starting to  fail their community, and they felt a responsibility to help.

Thus began a modest endeavor driven by a simple belief: that living close to nature shouldn't mean living without protection.

Their success is about people. It is about providing peace of mind to those who, like them, had chosen to make the wilderness their home.

The Lodgepole story is about what can be achieved when passion meets purpose. It's not about being the biggest or the best; it's about being there for those who need you.

Welcome to a community that cares

man enjoying coffee outdoors
home in the woods

Welcome home

mother and daughter enjoying outdoors
house with trees

Our FounderS

Harris Clarke


Harris Clarke, co-founder of Lodgepole Insurance Services, is a passionate outdoors enthusiast with extensive insurance industry expertise. Living in a wildland urban interface, he empathized with neighbors facing insurance policy cancellations due to wildfire risks. Combining his firsthand experiences with a successful career at PEMCO Mutual Insurance and previous roles at Unigard Insurance/QBE of the Americas, Calypso Healthcare Solutions, and Safeco, Harris demonstrated a consistent commitment to innovation and customer-focused solutions. His educational background includes a Bachelor of Science in Mechanical Engineering from the U.S. Military Academy at West Point, an Executive Leadership Program Certificate, and a Leadership Executive MBA from Seattle University.

Lodgepole Insurance Services is a testament to Harris Clarke's values and expertise, driven by a heartfelt desire to serve fellow outdoor enthusiasts. It's more than a business; it's a mission rooted in necessity, guided by integrity, and fueled by a genuine dedication to providing peace of mind to those who cherish the wilderness.


Ross Latham, a founding partner of Lodgepole Insurance, resides near a national forest, intimately connected to the challenges faced by those living in wildland urban areas. He understands the threats posed by expanding wildfire seasons and the importance of mitigation strategies for protecting homes and communities. With over thirty years of diverse experience, including roles in technology enterprises, startups, and leadership positions in telecom and network technology firms, Ross brings a unique blend of expertise and a deep connection to nature to Lodgepole Insurance. His educational background includes a Bachelor of Arts in Business Management and executive leadership programs.

At Lodgepole Insurance, Ross Latham is dedicated to safeguarding your home, family, and future. With his wealth of experience and technical acumen, he serves as your partner in navigating the complexities of wildland urban living, ensuring you have the protection needed to thrive in your unique environment. Join us on this journey to protect what matters most.

ROSS LATHAM